/* ── Base ─────────────────────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --black:   #0a0a0a;
      --dark:    #111111;
      --card:    #1a1a1a;
      --border:  #2e2e2e;
      --gold:    #1A4169;
      --gold-lt: #245490;
      --white:   #ffffff;
      --offwhite:#e8e3da;
      --muted:   #888888;
      --error:   #e05252;
      --radius:  4px;
      --font:    'Helvetica Neue', Helvetica, Arial, sans-serif;
    }

    html { scroll-behavior: smooth; }

    body {
      background: var(--black);
      color: var(--offwhite);
      font-family: var(--font);
      font-size: 15px;
      line-height: 1.6;
      min-height: 100vh;
    }

    /* ── Header ───────────────────────────────────────────── */
    .site-header {
      background: var(--black);
      border-bottom: 1px solid var(--border);
      padding: 18px 40px;
      display: flex;
      align-items: center;
      justify-content: space-between;
    }

    .site-header .logo {
      font-size: 13px;
      font-weight: 700;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: var(--white);
      text-decoration: none;
    }

    .site-header .logo span { color: #ffffff; }

    .site-header nav a {
      color: var(--muted);
      text-decoration: none;
      font-size: 11px;
      letter-spacing: 0.15em;
      text-transform: uppercase;
      margin-left: 28px;
      transition: color 0.2s;
    }
    .site-header nav a:hover { color: #ffffff; }

    /* ── Page hero ────────────────────────────────────────── */
    .page-hero {
      background: var(--dark);
      border-bottom: 1px solid var(--border);
      text-align: center;
      padding: 48px 20px 36px;
    }

    .page-hero .eyebrow {
      font-size: 10px;
      letter-spacing: 0.3em;
      text-transform: uppercase;
      color: #ffffff;
      margin-bottom: 12px;
    }

    .page-hero h1 {
      font-size: clamp(22px, 4vw, 38px);
      font-weight: 700;
      letter-spacing: 0.05em;
      text-transform: uppercase;
      color: var(--white);
      line-height: 1.2;
    }

    .page-hero p {
      color: var(--muted);
      font-size: 13px;
      margin-top: 10px;
      letter-spacing: 0.05em;
    }

    /* ── App type tabs ────────────────────────────────────── */
    .app-tabs {
      display: flex;
      justify-content: center;
      gap: 1px;
      background: var(--border);
      max-width: 360px;
      margin: 28px auto 0;
      border-radius: var(--radius);
      overflow: hidden;
    }

    .app-tabs a {
      flex: 1;
      text-align: center;
      padding: 10px 16px;
      font-size: 11px;
      letter-spacing: 0.15em;
      text-transform: uppercase;
      text-decoration: none;
      background: var(--card);
      color: var(--muted);
      transition: background 0.2s, color 0.2s;
    }

    .app-tabs a.active {
      background: #ffffff;
      color: #111111;
      font-weight: 700;
    }

    /* ── Wizard container ─────────────────────────────────── */
    .wizard-wrap {
      max-width: 780px;
      margin: 40px auto 80px;
      padding: 0 20px;
    }

    /* ── Progress bar ─────────────────────────────────────── */
    .mrac-progress-bar {
      display: flex;
      flex-direction: unset;
      align-items: flex-start;
      justify-content: space-between;
      position: relative;
      margin-bottom: 44px;
    }

    .mrac-progress-bar::before {
      content: '';
      position: absolute;
      top: 14px;
      left: 0;
      right: 0;
      height: 2px;
      background: var(--border);
      z-index: 0;
    }

    .mrac-progress-track {
      position: absolute;
      top: 14px;
      left: 0;
      height: 2px;
      background: var(--gold);
      z-index: 1;
      transition: width 0.4s ease;
    }

    .step-node {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 8px;
      z-index: 2;
      cursor: pointer;
      position: relative;
    }

    .step-node .bubble {
      width: 28px;
      height: 28px;
      border-radius: 50%;
      border: 2px solid var(--border);
      background: var(--dark);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 11px;
      font-weight: 700;
      color: var(--muted);
      transition: all 0.3s;
      letter-spacing: 0;
    }

    .step-node .label {
      font-size: 9px;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: var(--muted);
      white-space: nowrap;
      transition: color 0.3s;
    }

    .step-node.done .bubble {
      border-color: var(--gold);
      background: var(--gold);
      color: #ffffff;
    }

    .step-node.active .bubble {
      border-color: var(--gold);
      background: transparent;
      color: #ffffff;
      box-shadow: 0 0 0 3px rgba(201,169,110,0.2);
    }

    .step-node.active .label,
    .step-node.done .label { color: #ffffff; }

    /* ── Step panels ──────────────────────────────────────── */
    .step-panel { display: none; }
    .step-panel.active { display: block; }

    .panel-header {
      margin-bottom: 28px;
      padding-bottom: 18px;
      border-bottom: 1px solid var(--border);
    }

    .panel-header .step-label {
      font-size: 10px;
      letter-spacing: 0.25em;
      text-transform: uppercase;
      color: #ffffff;
      margin-bottom: 6px;
    }

    .panel-header h2 {
      font-size: 22px;
      font-weight: 700;
      letter-spacing: 0.04em;
      text-transform: uppercase;
      color: var(--white);
    }

    .panel-header p {
      color: var(--muted);
      font-size: 13px;
      margin-top: 6px;
    }

    /* ── Form grid ────────────────────────────────────────── */
    .form-grid {
      display: grid;
      grid-template-columns: repeat(12, 1fr);
      gap: 16px;
    }

    .form-grid .col-12 { grid-column: span 12; }
    .form-grid .col-8  { grid-column: span 8; }
    .form-grid .col-6  { grid-column: span 6; }
    .form-grid .col-4  { grid-column: span 4; }
    .form-grid .col-3  { grid-column: span 3; }
    .form-grid .col-2  { grid-column: span 2; }

    .recaptcha-error {
      color: var(--error);
      font-size: 12px;
      font-weight: 600;
      line-height: 1.5;
      margin-top: 10px;
      min-height: 18px;
      text-align: center;
    }

    .g-recaptcha.g-invalid {
      outline: 2px solid var(--error);
      outline-offset: 4px;
      border-radius: 4px;
    }

    @media (max-width: 600px) {
      .form-grid .col-8,
      .form-grid .col-6,
      .form-grid .col-4,
      .form-grid .col-3,
      .form-grid .col-2 { grid-column: span 12; }
    }

    /* ── Field ────────────────────────────────────────────── */
    .form-grid .field { display: flex; flex-direction: column; gap: 6px; width: 100%; max-width: 100%; padding: 0; }

    .form-grid .field label {
      font-size: 10px;
      letter-spacing: 0.15em;
      text-transform: uppercase;
      color: var(--muted);
    }

    .form-grid .field label .req { color: #ffffff; margin-left: 2px; }

    .form-grid .field input,
    .form-grid .field select,
    .form-grid .field textarea {
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      color: var(--white);
      font-family: var(--font);
      font-size: 14px;
      padding: 11px 14px;
      outline: none;
      width: 100%;
      transition: border-color 0.2s, box-shadow 0.2s;
      -webkit-appearance: none;
      appearance: none;
    }

    .form-grid .field select {
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23888' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
      background-repeat: no-repeat;
      background-position: right 14px center;
      padding-right: 36px;
      cursor: pointer;
    }

    .form-grid .field input:focus,
    .form-grid .field select:focus,
    .form-grid .field textarea:focus {
      border-color: var(--gold);
      box-shadow: 0 0 0 3px rgba(201,169,110,0.1);
    }

    .form-grid .field input.invalid,
    .form-grid .field select.invalid { border-color: var(--error); }

    .form-grid .field .err-msg {
      font-size: 11px;
      color: var(--error);
      display: none;
    }
    .form-grid .field input.invalid ~ .err-msg,
    .form-grid .field select.invalid ~ .err-msg { display: block; }

    .form-grid .field input::placeholder { color: #444; }

    /* ── Section divider ──────────────────────────────────── */
    .section-title {
      font-size: 10px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: #ffffff;
      grid-column: span 12;
      padding-top: 8px;
      border-top: 1px solid var(--border);
      margin-top: 4px;
    }

    /* ── Radio / toggle groups ────────────────────────────── */
    .radio-group {
      display: flex;
      gap: 8px;
      flex-wrap: wrap;
    }

    .radio-group label {
      display: flex;
      align-items: center;
      gap: 8px;
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      padding: 9px 16px;
      font-size: 12px;
      letter-spacing: 0.08em;
      cursor: pointer;
      transition: border-color 0.2s, background 0.2s;
      text-transform: none;
      color: var(--offwhite);
    }

    .radio-group input[type="radio"] { display: none; }

    .radio-group label.selected {
      border-color: #ffffff!important;
      background: rgba(255,255,255,0.12);
      color: #ffffff;
      box-shadow: 0 0 0 3px rgba(255,255,255,0.08), inset 0 0 0 1px rgba(255,255,255,0.2);
      transform: translateY(-1px);
    }

    /* ── Yes/No ────────────────────────────────────────────── */
    .yes-no { display: flex; gap: 8px; }

    .yes-no label {
      flex: 1;
      text-align: center;
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      padding: 10px;
      font-size: 12px;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      cursor: pointer;
      transition: border-color 0.2s, background 0.2s, color 0.2s;
      color: var(--muted);
    }

    .yes-no label.selected {
      border-color: #ffffff;
      background: rgba(255,255,255,0.12);
      color: #ffffff;
    }

    /* ── Conditional block ────────────────────────────────── */
    .conditional { display: none; grid-column: span 12; }
    .conditional.visible { display: contents; }

    /* ── Organization type (checkbox group) ────────────────── */
    .biz-org-type-options {
      display: flex;
      gap: 10px;
      flex-wrap: wrap;
      align-items: center;
    }

    .biz-org-type-options label {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      border-radius: var(--radius);
      font-size: 13px;
      color: var(--offwhite);
      cursor: pointer;
    }

    .biz-org-type-options input[type="checkbox"] {
      -webkit-appearance: none;
      appearance: none;
      width: 12px;
      height: 12px;
      border: 1px solid var(--border);
      border-radius: 4px;
      background: transparent;
      display: inline-block;
      position: relative;
      flex: 0 0 10px;
      padding: 12px;
    }

    .biz-org-type-options input[type="checkbox"]:checked {
      background: var(--gold);
      border-color: var(--gold);
    }

    .biz-org-type-options input[type="checkbox"]:checked::after {
      content: "\2713";
      position: absolute;
      left: 7px;
      top: 3px;
      font-size: 14px;
      color: #ffffff;
      line-height: 18px;
    }

    .biz-org-type-options input[type="checkbox"]:focus {
      outline: none;
      box-shadow: 0 0 0 3px rgba(26,65,105,0.14);
    }

    .biz-org-type-options.invalid { box-shadow: 0 0 0 3px rgba(224,82,82,0.12); }
    .biz-org-type-options.invalid label { border-color: var(--error); }
    .form-grid .field .biz-org-type-options.invalid ~ .err-msg { display: block; }

    /* Show error state for radio groups when invalid */
    .radio-group.invalid { box-shadow: 0 0 0 3px rgba(224,82,82,0.12); }
    .radio-group.invalid label { border-color: var(--error); }
    .form-grid .field .radio-group.invalid .err-msg { display: block; }

    /* ── Income auto-sum ──────────────────────────────────── */
    .income-total {
      background: rgba(201,169,110,0.07);
      border: 1px solid var(--gold);
      border-radius: var(--radius);
      padding: 14px 18px;
      grid-column: span 12;
      display: flex;
      align-items: baseline;
      gap: 12px;
    }

    .income-total .it-label {
      font-size: 10px;
      letter-spacing: 0.15em;
      text-transform: uppercase;
      color: #ffffff;
    }

    .income-total .it-value {
      font-size: 22px;
      font-weight: 700;
      color: var(--white);
    }

    /* ── Co-signer toggle ─────────────────────────────────── */
    .cosigner-toggle {
      display: flex;
      align-items: center;
      gap: 16px;
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      padding: 18px 20px;
      cursor: pointer;
      margin-bottom: 20px;
      transition: border-color 0.2s;
    }

    .cosigner-toggle:hover { border-color: var(--gold); }

    .cosigner-toggle .toggle-track {
      width: 40px;
      height: 22px;
      background: var(--border);
      border-radius: 11px;
      position: relative;
      flex-shrink: 0;
      transition: background 0.2s;
    }

    .cosigner-toggle.on .toggle-track { background: var(--gold); }

    .cosigner-toggle .toggle-thumb {
      width: 16px;
      height: 16px;
      background: var(--white);
      border-radius: 50%;
      position: absolute;
      top: 3px;
      left: 3px;
      transition: transform 0.2s;
    }

    .cosigner-toggle.on .toggle-thumb { transform: translateX(18px); }

    .cosigner-toggle .toggle-text { flex: 1; }
    .cosigner-toggle .toggle-text strong {
      display: block;
      font-size: 13px;
      letter-spacing: 0.05em;
      color: var(--white);
    }

    .cosigner-toggle .toggle-text span {
      font-size: 12px;
      color: var(--muted);
    }

    #cosigner-fields { display: none; }
    #cosigner-fields.visible { display: block; }

    /* ── Review screen ─────────────────────────────────────── */
    .review-section {
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      margin-bottom: 16px;
      overflow: hidden;
    }

    .review-section-header {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 14px 20px;
      border-bottom: 1px solid var(--border);
      background: rgba(201,169,110,0.04);
    }
    
    .review-grid {
      padding: 16px;
    }
    
    .review-section-header h3 {
      font-size: 11px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: #ffffff;
    }

    .review-section-header button {
      background: none;
      border: none;
      color: var(--muted);
      font-size: 11px;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      cursor: pointer;
      text-decoration: underline;
      text-underline-offset: 3px;
    }

    .review-body {
      padding: 16px 20px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 10px 24px;
    }

    @media (max-width: 500px) { .review-body { grid-template-columns: 1fr; } }

    /* ── Progress bar — small mobile (≤ 480px) ────────────── */
    @media (max-width: 480px) {
      .mrac-progress-bar {
        margin-bottom: 24px;
      }

      .step-node .label {
        display: none;
      }

      .step-node .bubble {
        width: 24px;
        height: 24px;
        font-size: 10px;
      }

      .mrac-progress-bar::before,
      .mrac-progress-track {
        top: 12px;
      }
    }

    .review-item .ri-label {
      font-size: 10px;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: var(--muted);
    }

    .review-item .ri-value {
      font-size: 14px;
      color: var(--white);
      margin-top: 2px;
    }

    /* ── FCRA notice ───────────────────────────────────────── */
    .fcra-notice {
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      padding: 20px;
      font-size: 12px;
      color: var(--muted);
      line-height: 1.7;
      margin-top: 20px;
    }

    .fcra-notice strong { color: var(--offwhite); }

    /* ── PDF link ──────────────────────────────────────────── */
    .pdf-link {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      font-size: 11px;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--muted);
      text-decoration: none;
      border: 1px solid var(--border);
      border-radius: var(--radius);
      padding: 8px 14px;
      transition: color 0.2s, border-color 0.2s;
      margin-top: 16px;
    }

    .pdf-link:hover { color: #ffffff; border-color: var(--gold); }

    /* ── Navigation buttons ───────────────────────────────── */
    .wizard-nav {
      display: flex;
      align-items: center;
      justify-content: space-between;
      margin-top: 36px;
      padding-top: 24px;
      border-top: 1px solid var(--border);
    }

    .btn {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 13px 28px;
      font-family: var(--font);
      font-size: 11px;
      font-weight: 700;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      border-radius: var(--radius);
      cursor: pointer;
      transition: all 0.2s;
      border: none;
    }

    .btn-primary {
      background: var(--gold);
      color: #ffffff;
    }

    .btn-primary:hover { background: var(--gold-lt); }

    .btn-ghost {
      background: transparent;
      color: var(--muted);
      border: 1px solid var(--border);
    }

    .btn-ghost:hover { color: var(--offwhite); border-color: #555; }

    .btn-submit {
      background: var(--gold);
      color: #ffffff;
      padding: 16px 40px;
      font-size: 12px;
    }

    .btn-submit:hover { background: var(--gold-lt); }

    .step-counter {
      font-size: 11px;
      letter-spacing: 0.08em;
      color: var(--muted);
      text-align: center;
    }

    /* ── Footer ────────────────────────────────────────────── */
    .site-footer {
      border-top: 1px solid var(--border);
      background: var(--dark);
      padding: 32px 40px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 16px;
    }

    .site-footer p {
      font-size: 11px;
      color: var(--muted);
      letter-spacing: 0.05em;
    }

    .site-footer nav a {
      color: var(--muted);
      font-size: 11px;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      text-decoration: none;
      margin-left: 20px;
    }

    .site-footer nav a:hover { color: #ffffff; }

    /* ── Save banner ───────────────────────────────────────── */
    .save-banner {
      background: rgba(201,169,110,0.08);
      border: 1px solid rgba(201,169,110,0.25);
      border-radius: var(--radius);
      padding: 10px 16px;
      font-size: 12px;
      color: #ffffff;
      margin-bottom: 24px;
      display: none;
      align-items: center;
      gap: 8px;
    }

    .save-banner.visible { display: flex; }

    /* ── Mapbox address autocomplete ─────────────────────── */
    .address-wrap { position: relative; }

    .address-dropdown {
      position: absolute;
      top: calc(100% + 4px);
      left: 0;
      right: 0;
      background: #222222;
      border: 1px solid var(--gold);
      border-radius: var(--radius);
      z-index: 999;
      overflow: hidden;
      box-shadow: 0 8px 24px rgba(0,0,0,0.6);
      display: none;
    }

    .address-dropdown.open { display: block; }

    .address-suggestion {
      padding: 10px 14px;
      font-size: 13px;
      color: var(--offwhite);
      cursor: pointer;
      border-bottom: 1px solid var(--border);
      line-height: 1.4;
      transition: background 0.15s;
    }

    .address-suggestion:last-child { border-bottom: none; }
    .address-suggestion:hover,
    .address-suggestion.focused { background: rgba(255,255,255,0.12); color: var(--white); }

    .address-suggestion strong { color: #ffffff; }

    .address-powered {
      padding: 6px 14px;
      font-size: 10px;
      color: #555;
      letter-spacing: 0.08em;
      background: #1a1a1a;
      text-align: right;
    }

    .addr-filled {
      display: grid;
      grid-template-columns: 1fr auto auto;
      gap: 8px;
      margin-top: 8px;
      align-items: center;
    }

    .addr-filled-tag {
      font-size: 14px;
      color: var(--muted);
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: var(--radius);
      padding: 11px 14px;
    }

    .addr-filled-tag span { color: var(--offwhite); }

    .addr-clear {
      font-size: 11px;
      color: var(--muted);
      background: none;
      border: none;
      cursor: pointer;
      text-decoration: underline;
      text-underline-offset: 2px;
      padding: 0;
      white-space: nowrap;
    }

    .addr-clear:hover { color: var(--error); }

    /* ── Yes/No error state ────────────────────────────────── */
    .yes-no.yn-invalid label {
      border-color: var(--error);
      animation: yn-shake 0.3s ease;
    }

    .yn-err-msg {
      font-size: 11px;
      color: var(--error);
      margin-top: 4px;
      display: none;
    }

    .yes-no.yn-invalid + .yn-err-msg { display: block; }

    @keyframes yn-shake {
      0%, 100% { transform: translateX(0); }
      25%       { transform: translateX(-4px); }
      75%       { transform: translateX(4px); }
    }

    /* ── Error modal ───────────────────────────────────────── */
    #leasing-error-modal {
      display: none;
      position: fixed;
      inset: 0;
      background: rgba(0,0,0,.65);
      z-index: 9999;
      align-items: center;
      justify-content: center;
      animation: modal-fade-in 0.2s ease;
    }

    #leasing-error-modal.open { display: flex; }

    .error-modal-box {
      background: var(--card);
      border: 1px solid var(--border);
      border-radius: 8px;
      padding: 36px 32px;
      max-width: 440px;
      width: 90%;
      text-align: center;
      box-shadow: 0 16px 48px rgba(0,0,0,.7);
      animation: modal-slide-up 0.22s ease;
    }

    .error-modal-icon {
      width: 48px;
      height: 48px;
      background: rgba(224,82,82,.15);
      border: 2px solid var(--error);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 18px;
      font-size: 22px;
      color: var(--error);
    }

    .error-modal-title {
      font-size: 16px;
      font-weight: 600;
      color: var(--white);
      margin-bottom: 10px;
    }

    #leasing-error-msg {
      font-size: 14px;
      color: var(--muted);
      line-height: 1.6;
      margin-bottom: 24px;
    }

    .error-modal-close {
      background: var(--error);
      color: var(--white);
      border: none;
      padding: 10px 32px;
      border-radius: var(--radius);
      font-size: 14px;
      font-family: var(--font);
      font-weight: 600;
      cursor: pointer;
      transition: opacity 0.15s;
    }

    .error-modal-close:hover { opacity: 0.85; }

    @keyframes modal-fade-in {
      from { opacity: 0; }
      to   { opacity: 1; }
    }

    @keyframes modal-slide-up {
      from { transform: translateY(16px); opacity: 0; }
      to   { transform: translateY(0);    opacity: 1; }
    }

@media screen and (min-width: 768px) {  
  .field.col-6.biz-org-type > label,
  .field.col-3.biz-org-state label{
    padding-top: 16px;
  }

}


@media screen and (max-width: 430px) {  
  .wizard-nav button {
    font-size: 10px;
    padding: 12px 10px;
  }
}

.step-panel .g-recaptcha {
    display: flex;
    justify-content:center;
    align-items: center;
    margin: 24px auto 12px;
}